ZHEJIANG WENCHENG RURAL COMMERCIAL BANK COMPANY LIMITED is a leading full-service commercial Bank operating through our Network of Branches in China.

ZHEJIANG WENCHENG RURAL COMMERCIAL BANK COMPANY LIMITED is a diversified financial institution which combines a strong retail customer franchise and digital platform with deep corporate banking expertise and proven risk management and capital management capabilities. we partner with our stakeholders and clients to enrich their lives and businesses.

We stand at the forefront of promoting sustainable investing, advancing an inclusive and resilient economy that extends its benefits to shaping China’s financial landscape for the better. This is evident in our track record of investing in groundbreaking innovations that bring to life the aspirations of both our valued clients and dedicated employees.

The Consumer Bank serves individuals and small businesses throughout our branches footprint and through our digital lending business targeted toward healthcare professionals by offering a variety of deposit and investment products, personal finance and financial wellness services, lending, student loan refinancing, mortgage and home equity, credit card, treasury services, and business advisory services. In addition, wealth management and investment services are offered to assist nonprofit and high-net-worth clients with their banking, trust, portfolio management, charitable giving, and related needs.

The Commercial Bank includes our Institutional and Commercial operating segments. The Commercial operating segment is a full-service corporate bank focused principally on serving the needs of middle market clients in seven industry sectors: consumer, energy, healthcare, industrial, public sector, real estate, and technology. The Commercial operating segment is also a significant servicer of commercial mortgage loans and a significant special servicer of commercial-backed mortgage security. The Institutional operating segment delivers a broad suite of banking and capital markets products to its clients, including syndicated finance, debt and equity capital markets, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance.